Exploring the Core Branches of Financial Technology Not too long ago, managing your money meant long waits at the bank, piles of paperwork, and frustratingly slow processes. Then came the advance of technology in finance, and combining the two gave birth to financial technology, or fintech, which has been rewriting the rules ever since. Now, paying for coffee with your phone, sending money abroad in seconds, or investing your spare change is effortless. Fintech isn’t just abo