Adellet Sarkis

Every fintech stack has a centre of gravity. For embedded banking players it's the licence. For card programmes it's the processor. But for any institution that holds accounts, moves money, and needs to know, at any given moment, exactly where every penny sits, the centre of gravity is the core banking system. It's not glamorous infrastructure. It rarely makes headlines. But it is the reason your product either scales cleanly or falls apart under pressure. The UK and European market now has a...

A Genesis Guide to Payment Network Access, Virtual IBANs & the Providers Worth Knowing If you are building a fintech in 2026, your choice of banking partner is your infrastructure. It determines how fast you can move money, what currencies you can touch, whether your clients get their own IBANs, and frankly, how competitive your product actually is. Yet too many founders treat it as an afterthought, picking whoever responds fastest to a cold email. This guide cuts through the noise. We have...

The Future Isn't Coming, It's Being Built Right Now Remember when "mobile-first" seemed revolutionary? When tap-to-pay felt like magic? Well, the next wave of fintech innovation is here, making those feel quaint. Right now, AI assistants are beginning to do more than help you find the best deal, they're negotiating, purchasing, and paying for things while you focus on what matters. This isn't science fiction. Major players like Visa, Mastercard, and Google are testing the infrastructure right...